Last updated: April 18, 2026
These Terms of Service ("Terms") govern your use of fsbogulfcoast.com ("the Site"), operated by Rich Preston, a licensed mortgage loan officer (NMLS #1735238) with NEXA Lending, LLC (NMLS #1660690). By accessing or using the Site, you agree to these Terms.
This Site is an informational and marketing platform for homeowners considering selling their property "For Sale By Owner" (FSBO) in the Gulf Coast region. It is not a real estate brokerage, and no real estate brokerage services are offered or implied.
Information on this Site is provided for general educational purposes and does not constitute a loan commitment, pre-approval, or offer to extend credit. All mortgage loans are subject to credit approval, income and asset verification, property appraisal, and program guidelines. Rates, terms, and loan programs are subject to change without notice. Not all applicants will qualify.
Nothing on this Site creates an attorney-client, fiduciary, agency, or brokerage relationship. For legal, tax, or real estate advice specific to your situation, consult a qualified professional in your state.
We make reasonable efforts to keep information on the Site accurate and current, but we make no warranties or representations about its completeness, reliability, or suitability for any purpose. Mortgage rates, loan programs, and regulations change frequently — always verify current terms with Rich directly before making financial decisions.
When you submit information through the contact form, you represent that the information is accurate and that you have the right to provide it. See our Privacy Policy for details on how we handle submitted information.
You agree not to:
The Site may link to third-party websites (including FSBO.com, NMLS Consumer Access, and social media platforms). We are not responsible for the content, policies, or practices of those external sites.
All content on the Site — including text, graphics, logos, and design — is the property of Rich Preston / FSBO Gulf Coast or is used with permission. You may not reproduce, distribute, or create derivative works without prior written permission.
To the fullest extent permitted by law, Rich Preston, NEXA Lending LLC, and their affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site. Use of the Site is at your own risk.
NEXA Lending, LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, familial status, disability, or any other protected class.
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles. Any dispute arising under these Terms shall be resolved in the state or federal courts located in Escambia County, Florida.
We may update these Terms at any time. The "Last updated" date at the top reflects the most recent revision. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Questions about these Terms? Reach out:
Rich Preston
NEXA Lending, LLC
3107 N Davis Hwy, Pensacola, FL 32503
[email protected]
(251) 554-3362